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How Much Does a Late Payment Hurt My Credit Score? If 30- or 60-day late payments are an infrequent occurrence, they shouldn’t cause lasting damage to your credit.
Your FICO score is used to determine your credit risk. The three-digit credit score developed by Fair Isaac Corp. is widely used in many lending decisions. Find out.
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3. Get a co-signer on your credit card. Some credit cards issuers will allow you to have someone co-sign on your credit card account who has better credit than you do.
There’s already so much confusion surrounding credit scores that you may not know there is a specific score used to determine your car loan.