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At ENPICA , we have noticed that there is some confusion among our clients regarding whether to request a Certificate of Insurance (COI) or a Declarations page (Dec page) when asked to provide proof of insurance to a third party.

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Almost half of Toronto condo investors are committing to negative cash flow, according to a CIBC Economics study. One of the city’s most prominent mortgage brokers pointed out, this is a disaster in the making.

Weather in British Columbia: Insights into Vancouver Weather, Winter and WarmingThe 2018 FIFA World Cup was the 21st FIFA World Cup, an international football tournament contested by the men’s national teams of the member associations of FIFA once every four years.

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Detached houses are in trouble. Condos are hot. It’s a phenom rapidly distorting the real estate market, especially in the troubled towns of Toronto and Vancouver.

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Mexico is known for its folk art traditions, mostly derived from the indigenous and Spanish crafts. Pre-Columbian art thrived over a wide timescale, from 1800 BC to.

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Get up-to-the-minute environmentally-friendly (or egregiously unfriendly) car news, reviews, high-quality photos and commentary about living green.

Progressive insurance was founded in 1937, and has since grown from 100 initial employees to more than 27,000 representatives, plus an.

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William Ellis (Bill) Topping (1928-2017) William Ellis (Bill) Topping, born 18 January 1928, passed away peacefully on 21 October 2017. Bill was born in Everett, Washington, USA, and moved to Vancouver, BC, at the age of four.

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